关键词: 农户, 农业保险, 耕地转入, 规模经营

Abstract:  In the context of the nations advocacy of moderately largescale land management,  effectively improving the transaction efficiency of farmers land transfer is particularly important. Based on the survey data of 650 farmers in Inner Mongolia,  considering the dual endogeneity and interaction between agricultural insurance and land scale management,  this paper explores the impact of current policy agricultural insurance on the realization of land scale management from the perspective of behavioral decisionmaking of farmers cultivated land transfer through seemingly unrelated Biprobit and MV Tobit models. The results show that agricultural insurance has a very significant positive impact on farmer households land transferin,  including whether farmers transfer to cultivated land and the scale of cultivated land transfer. For each additional unit of agricultural insurance,  the possibility of farmers cultivated land transfer behavior will increase by 10.9%. The correlation coefficient between the scale of cultivated land transfer and the premium expenditure of agricultural insurance is as high as 1.194,  which improves the possibility for farmers families to expand the scale of land management. In addition,  factors such as the age,  education level,  health status of family members,  labor mobility,  values of agricultural machinery,  parttime employment,  agricultural cooperatives,  and farmland transfer price are also important factors that affect the transfer of farmland transfer. It is suggested that in the future, agricultural insurance should play an active role in promoting farmers rational participation in land transfer,  improve farmers land transfer transaction ability,  standardize the development of agricultural land transfer intermediary organizations,  take farmers as the core,  optimize the service operation environment,  and reduce the risk of largescale land management.

Key words: rural household, agricultural insurance, land transferin, scale management